Moving Money to Israel on Aliyah
Most Olim set up their transfer before they land. It takes one call.
Licensed by the Israel Capital Market Authority · #57103 · Serving Olim since 2013
Olim making Aliyah can transfer pension funds, property sale proceeds, and life savings to Israel through Adesco without waiting for an Israeli bank account. Wire from your home bank, convert at transparent market rates, and receive shekels same-day in Israel.
- Source-of-funds documentation reviewed before you send - no surprise holds
- Same-day conversion and payout once your wire arrives at Adesco
- Funds held in segregated trust accounts if your Israeli bank is not open yet
- Save up to 4,000 NIS per $100,000 vs. typical bank exchange rates
- Licensed by the Israel Capital Market Authority (License 57103)
Adesco is a licensed Israeli currency specialist serving Olim since 2013. One international wire in - shekels in your Israeli account same-day, fully documented. See pricing.
Ready to talk? One call with your dedicated advisor - no obligation.
Get My RateThe part nobody warns you about
Most Olim make multiple trips to the bank. You shouldn't need to make any.
You arrive in Israel, open your bank account, and your first transfer gets held. You need the money for your apartment deposit, the first month of a new life. This is the experience most Olim have. It doesn't have to be yours.
What usually goes wrong
Your transfer gets held at the Israeli bank
The bank asks for docs you didn't know you needed
Another week passes while you wait for the right letter
Money is stuck when you need it most
What money do Olim typically bring to Israel?
Aliyah usually involves more than one transfer - and each type has different documentation requirements and compliance processes at Israeli banks.
Life savings and accumulated savings
Most Olim bring savings built up over decades - pension contributions, investment accounts, savings deposits. These are typically large one-off transfers that require source-of-funds documentation before an Israeli bank will accept them.
Pension fund payouts
Liquidating a 401(k), SIPP, or other pension scheme on Aliyah involves converting a lump sum to shekels. The amounts are usually large enough to trigger compliance review at Israeli banks, and the documentation requirements are specific to the pension type.
Property sale proceeds
Selling your home in the US, UK, or elsewhere before making Aliyah produces a large one-time transfer. Israeli banks require documentation linking the funds to the property sale. You will typically need a signed sale contract and confirmation from your solicitor or closing attorney before the wire is accepted.
Ongoing income after Aliyah
Many Olim continue receiving income from abroad after they arrive - salary, pension income, dividends, or rental proceeds from a property they kept. These are smaller, recurring transfers that still benefit from a transparent rate and no wire fees.
Why large transfers to Israel require preparation
Israeli banks are required to verify the origin of large incoming foreign transfers. When funds arrive without the right documentation prepared in advance, Israeli banks can hold them for weeks - with no guaranteed release date. This happens to Olim regularly, often during the most stressful weeks of their move.
The documentation required typically includes: proof of identity, proof of address, and source-of-funds evidence specific to the type of transfer - a pension statement, a property sale contract, or account statements showing the accumulation of savings. The exact requirements depend on the transfer size and source. Transfers above $50,000: what documentation is required.
Prepare your documentation before you wire - not after funds arrive and are frozen. Adesco reviews everything upfront so nothing gets held on arrival.
What if you do not have an Israeli bank account yet?
Not every Oleh has their Israeli bank account open before they land. Opening an Israeli bank account as a new Oleh takes time - branches require an in-person visit, and some banks have waiting periods for new accounts.
Adesco can receive and hold your funds in a segregated trust account until your Israeli bank account is ready. Your money is already in Israel when you need it, without waiting for everything to be set up first. How Adesco protects client funds.
Which currencies can Olim transfer to Israel?
Adesco converts all major currencies to Israeli Shekels (NIS). These cover the primary countries where Olim originate:
Adesco also supports other currencies. Contact us to confirm your currency pair.
Real people. Real transfers.
Olim who made the move with Adesco
“Adesco has been a great partner. They helped me transfer my money from the US to Israel when my own bank refused. Any time I need to move funds from one country to another, the good folks at Adesco are the first ones I think of.”
Benji Cohen
Oleh from the US
“Adesco transferred money quickly and efficiently and at a better rate than bank currency exchange. They took the time to understand my particular needs and took care of a multi-step transaction for me.”
Stanley Hoffer
Pension transfer to Israel
“The whole process of transferring our USD to NIS from the USA was very clear, swift, and quick. Adesco was very communicative throughout. I will definitely use them again.”
Tamar Berger
Aliyah transfer from the USA
“Adesco has been a great partner. They helped me transfer my money from the US to Israel when my own bank refused. Any time I need to move funds from one country to another, the good folks at Adesco are the first ones I think of.”
Benji Cohen
Oleh from the US
“Adesco transferred money quickly and efficiently and at a better rate than bank currency exchange. They took the time to understand my particular needs and took care of a multi-step transaction for me.”
Stanley Hoffer
Pension transfer to Israel
“The whole process of transferring our USD to NIS from the USA was very clear, swift, and quick. Adesco was very communicative throughout. I will definitely use them again.”
Tamar Berger
Aliyah transfer from the USA
Making Aliyah and moving your savings to Israel?
Set up before you land. One call with your dedicated advisor - we handle documentation and same-day payout once your wire arrives.
Trusted by Olim from the US, UK, and Europe since 2013.
How it works
Simple from your side. Thorough on ours.
One conversation is all it takes
Call, WhatsApp, or fill in the form. Tell us where your money is coming from and when you need it in Israel. Adesco handles it from there.
Adesco prepares everything with you
Your account manager works through exactly what you need and tells you precisely what to prepare. No surprises on arrival.
You send from your existing account abroad
A standard international wire from your home-country bank. Nothing new to set up. Adesco handles the Israeli side completely.
Transparent rate, confirmed before conversion
You see the live market rate with your advisor and confirm it in writing before anything converts. No hidden fees.
Money arrives. Done.
Same-day transfer to your Israeli account. Your bank already has everything it needs. No holds, no callbacks, no extra visits.
Bringing your savings to Israel
Live rates for the currencies Olim transfer most
Whether you are moving pension funds, property sale proceeds, or life savings, open your currency to see today's rate, Adesco's specialist transfer rate, and how much you save versus your bank.
Why not just use your bank or Wise?
For Aliyah transfers, the experience matters as much as the rate.
Personal account manager from start to finish
One person, one number. Always someone to call.
Large transfers above $50,000 without getting stuck
Banks and Wise routinely freeze large transfers and demand more paperwork. Adesco handles this before you send.
Same-day processing
Banks typically take 3-7 business days.
Savings vs. bank exchange rate
Up to 4,000 NIS saved per $100,000 transferred.
| Feature | Adesco | Your Bank | Wise / Revolut |
|---|---|---|---|
| Personal account manager from start to finishOne person, one number. Always someone to call. | |||
| Large transfers above $50,000 without getting stuckBanks and Wise routinely freeze large transfers and demand more paperwork. Adesco handles this before you send. | |||
| Same-day processingBanks typically take 3-7 business days. | |||
| Savings vs. bank exchange rateUp to 4,000 NIS saved per $100,000 transferred. |
Savings based on typical bank margins. See Adesco pricing.
Common questions
Aliyah Money Transfer FAQ
Ready to get started?
One conversation. Adesco handles everything from there.
Before you land or after. Savings, pension, property proceeds. Whatever your situation, Adesco will tell you exactly what to expect and how to get your money to Israel simply and fast. No obligation.