To buy property in Israel from abroad, wire funds from your home bank to Adesco. Adesco converts at transparent market rates and pays every obligation same-day: Shovar vouchers, purchase tax (Mas Rechisha), bank checks, lawyer fees, and developer milestones. No Israeli bank account needed.
- Same-day payout in Israel vs. 3-7 business days at your home bank
- Save up to 4,000 NIS per $100,000 transferred (up to 20,000 NIS on $500K)
- Shovar, Mas Rechisha, Madad adjustments, and seller payments handled in one place
- Licensed by the Israel Capital Market Authority (License 57103)
Adesco is a licensed Israeli currency specialist serving foreign buyers since 2013. One international wire in - every property payment out, fully documented.
This is not a regular international transfer
Israeli properties typically cost between $300,000 and $1,000,000 or more. A transfer this size triggers additional compliance checks at banks on both sides of the wire. Israeli banks require source-of-funds documentation for foreign transfers above $50,000. Without the right paperwork prepared in advance, funds can be held with no clear timeline - and a held wire on closing day is not a minor inconvenience.
Adesco's compliance is pre-approved with its Israeli banking partners. Your wire is not held for review. Your advisor prepares your documentation package before you send a single shekel.
Israeli property has payment types that do not exist elsewhere
A typical Israeli property purchase involves up to six distinct payment types. Each has its own format, timing, and destination. None of them work like a standard international wire from your home bank.
A milestone payment voucher sent by your developer at each construction stage. It has a specific code, a due date, and a required format - and it must arrive same-day via Israeli bank transfer.
Israeli purchase tax, paid directly to the Israel Tax Authority. The amount depends on your buyer profile, property price, and whether you own other property in Israel.
Optional for some transactions. Adesco can pay every obligation directly - Shovar vouchers, tax, and seller transfers - without a separate trust account. If your lawyer requires one, Adesco converts and transfers shekels there same-day.
The construction price index. If your contract is Madad-linked, the outstanding balance is adjusted monthly. Adesco tracks and processes these automatically.
Every payment lands the same day - no exceptions
Israeli property payments run on Zahav, Israel's real-time settlement system. A Shovar payment with a deadline cannot wait three to seven business days. All Adesco property payments are processed same-day via Zahav when instructions are received before midday Israel time - with no additional fee.
Your bank is not built for this. We are.
On a $500,000 property purchase, the difference between a bank rate and an Adesco rate is up to 20,000 NIS. That is not a small amount. It is a renovation budget.
How it works
From first call to funds received
Open your account
Digital onboarding - we verify your identity and source of funds. No branch visits.
Send us your contract
Share your contract and payment schedule. Your advisor reviews everything with you.
Transfer your funds
Wire from your bank to Adesco. Real-time rates, no hidden fees, no surprises.
We handle every payment
Same-day payments to sellers, lawyers, and tax authorities. All documented.
Open your account
Digital onboarding - we verify your identity and source of funds. No branch visits.
Send us your contract
Share your contract and payment schedule. Your advisor reviews everything with you.
Transfer your funds
Wire from your bank to Adesco. Real-time rates, no hidden fees, no surprises.
We handle every payment
Same-day payments to sellers, lawyers, and tax authorities. All documented.
What we handle
Every payment your property purchase requires
Tax Vouchers
Purchase Tax & Capital Gains Tax paid directly to the Israel Tax Authority on your behalf.
Shovar Payments
Voucher payments to developers - handled online, same-day, with full documentation.
Learn moreSame-Day Transfers
Large-value wires that arrive within hours - for payments that cannot wait. Every single time.
Lawyer & Broker Fees
Funds sent directly to your lawyer or broker per contract terms - documented and confirmed.
Learn moreSuppliers & Designers
Pay contractors, interior designers, and other suppliers - directly from your Adesco account.
Madad Adjustments
Building index (Madad) adjustments calculated and transferred to your developer each month.
Don't take our word for it
What property buyers say about Adesco
“Adesco provided the perfect solution assisting in paying for our home purchase in Israel. They were kind, quick, and efficient. They are well versed in all the legal requirements and helped us make this a very smooth process.”
“We recently needed to transfer money to Israel to purchase an apartment. Adesco and Jay Jacobs made the process very convenient. We had several transactions including payments directly to the seller and to our Israeli bank. Everything went very smoothly.”
“Celine is incredibly reliable, knowledgeable, and efficient. From complex currency conversions to seamless international transfers, she handles everything with precision and professionalism. Always responsive, transparent, and strategic.”
“I had an excellent experience transferring funds from Switzerland to Israel. The service was smooth, fast, and trustworthy. Céline was incredibly professional, helpful, and kind throughout the entire process.”
Free tools
Plan your purchase with confidence
Related property transfer guides
Everything foreign buyers need to transfer money for Israeli property - all in one place.
Common questions
Buying Property in Israel - FAQ