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USD to Israel Property Transfers

Don't let your US wire delay your Israeli closing.

Trusted by American property buyers since 2013
Licensed by the Israel Capital Market Authority · #57103
Licensed #57103Israel Capital Market Authority
Same-Day USD to NISvs. 3-7 days at your US bank
Save Up to 20,000 NISvs. bank rate on $500,000
The Short Answer

Adesco converts USD to NIS at the live market rate and processes transfers same-day, while US banks typically take three to seven business days. On a $100,000 transfer, clients typically save up to 4,000 NIS versus a bank's rate, and up to 20,000 NIS on a $500,000 purchase.

Adesco's compliance is pre-approved with Israeli banking partners, so your wire is not held for review on closing day. Licensed by the Israel Capital Market Authority (License 57103) since 2013, with client funds held in segregated trust accounts at major Israeli banks.

The real risk

A held wire on closing day is not a minor inconvenience.

American banks are cautious about large international wires to Israel. They flag them. They ask questions. They sometimes hold funds for compliance review, with no clear timeline. When your property closing is 48 hours away, a hold is a deal-breaker. Most buyers discover this on their first transfer. The ones who use Adesco find out upfront, before anything is at stake.

Adesco compliance is pre-approved with Israeli banking partners. Your wire does not sit in a queue.

What you save

Adesco vs. your US bank

Transfer amount$100,000typical saving4,000 NISvs. bank rate
Transfer amount$300,000typical saving12,000 NISvs. bank rate
Transfer amount$500,000typical saving20,000 NISvs. bank rate

Based on typical bank margin of 2-4% vs. Adesco's live market rate. Actual savings vary with market conditions.

What Adesco does for American buyers

Every piece of the US-to-Israel transfer, handled.

  • USD to NIS at market-based rates - not your bank's below-market rate
  • Same-day conversion and transfer to Israeli accounts
  • Pre-approved compliance with Israeli banking partners - funds do not trigger holds
  • Full AML/KYC documentation support - we guide you through what both US and Israeli banks need
  • All Israeli payment formats: Zahav, Shovarim, tax payments (Mas Rechisha), contractor payments
  • Client funds held in segregated trust accounts - no credit risk, no market exposure

New to the Israeli buying process? Our full guide walks through Shovar payments, Mas Rechisha purchase tax, Madad adjustments, and lawyer disbursements step by step.

Read the full property guide →

How it works

From USD in the US to NIS in Israel

1

Contact our team before you wire

We review your transaction, timeline, and documentation requirements before a dollar moves.

2

We prepare your documentation

Adesco guides you through what your US bank and the Israeli receiving bank will need. No last-minute surprises.

3

Wire USD from your US account

Standard outgoing wire from your US bank to Adesco. We provide exact wire instructions.

4

We convert and transfer same-day

USD converted to NIS at market-based rates. You confirm the rate in writing before it executes.

5

Funds arrive with full documentation

Same-day to lawyer trust account, developer account, or seller. Confirmation sent to you and your lawyer.

Real people. Real transfers.

American buyers who closed with Adesco

We recently needed to transfer money to Israel to purchase an apartment. Adesco and Jay Jacobs made the process very convenient. We had several transactions including payments directly to the seller and to our Israeli bank. Everything went very smoothly and Jay was very responsive to our requests. We highly recommend them!

SS

Shlomi S.

Real Estate Buyer, USA

Adesco's service was great! They were very communicative, the whole process of transferring our USD to NIS from the USA was very clear, swift, and quick. I will definitely use them again!

TB

Tamar Berger

Transfer from the USA

I was a new client to Adesco. Jay explained the process and handled all the paperwork - even dealing with a slightly unusual situation with aplomb. Adesco gave me a good rate and got the money to my account quickly.

KS

Kenneth Simckes

New Client, USA

Not ready to buy yet?

Get USD–shekel rate updates and Israel property-transfer tips by email.

Common questions

US to Israel Property Transfers - FAQ

Buying property in Israel from the US?

Set up your account before you need to wire. The earlier we know about your transaction, the better we can prepare - closing deadlines in Israeli real estate are firm.

adesco@adesco.co.ilWhatsApp: +972-52-220-7326
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